01
Fix & Flip
Acquisition and renovation financing for investment properties positioned for improvement and resale.
IV
IV PRIVATE CAPITAL
AN ICONIC BY VIRI COMPANY
Private Capital Advisory
Strategic Capital.
Real Opportunity.
Helping entrepreneurs and real estate investors access strategic private capital to acquire, improve, build and create long-term wealth.
The IV Private Capital Approach
Capital Built Around Opportunity
IV Private Capital connects business owners and real estate investors with strategic financing solutions through a trusted network of private capital partners. We evaluate the opportunity, structure the strategy, and help identify capital aligned with the project.
Capital Strategy
Private Lender Network
Structured Solutions
Long-Term Partnership
Our Solutions
Capital for
Visionaries
Every opportunity has a different capital requirement.
We help investors and business owners navigate private financing
strategies designed around the asset, the project and the objective.
02
Ground-Up
Construction
Capital solutions for qualified new construction projects built for investment, rental or resale.
03
DSCR & Rental
Purchase and refinance strategies evaluated primarily around investment-property cash flow.
04
Commercial
Real Estate
Private capital strategies for qualifying commercial acquisitions, refinances and investment opportunities.
05
Bridge & Renovation Capital
Short-term capital designed to help qualified investors acquire, reposition or renovate real estate while executing a longer-term strategy.
06
Rate & Term
Refinance
Refinance strategies for qualifying investment properties and maturing real-estate debt.
07
Business Capital
Strategic capital opportunities for established businesses seeking qualified growth or investment financing.
THE IV PRIVATE CAPITAL PROCESS
FROM OPPORTUNITY TO CAPITAL.
Every opportunity is different. We evaluate the transaction, structure the capital strategy, identify potential lending partners and guide the financing process toward closing.
01
Assess
We review your goals, project, borrower profile and capital needs.
02
Structure
We determine how the opportunity can be positioned and what financing structure may fit.
03
Match
We identify private lending partners whose programs align with the transaction.
04
Execute
We coordinate the financing process from submission and underwriting through closing.
The IV Difference
IV Capital Ready™
Before matching an opportunity with capital, we look beyond a single number. The IV Capital Ready framework evaluates the strength of the borrower, the opportunity and the documentation behind the request so we can identify a more informed path toward financing.
01
Business Strength
Entity structure, experience and the foundation behind the opportunity.
02
Financial Preparedness
Available liquidity, capital contribution and financial positioning.
03
Opportunity Quality
Property, project, exit strategy and overall financing objective.
04
Documentation
The information required to present a clear and organized capital request.
05
Timeline Readiness
Closing objectives, project timing and the urgency behind the request.
Your First Step
Discover Your
Capital Potential.
Every opportunity begins differently. Our Capital Assessment gives
IV Private Capital an initial view of your financing goals, project,
business profile and capital needs — so we can begin identifying
the right path forward.
Begin Your Capital Assessment
→
01
Tell Us About the Opportunity
Share the property, project, business or financing objective.
02
We Review the Structure
We evaluate the opportunity and identify potential capital strategies.
03
Explore Your Options
Qualified opportunities can move forward toward lender matching and structuring.
A focused first step. No obligation to explore your options.
CAPITAL BEYOND TRADITIONAL BANKING
MORE WAYS TO ACCESS CAPITAL.
Private capital creates opportunities beyond traditional bank guidelines. IV Private Capital works with lending programs designed for real estate investors, entrepreneurs and business owners with a variety of borrower profiles.
01
Newer LLCs
Years of operating history aren't always required. Select programs may allow newly established entities depending on the transaction.
02
ITIN Financing
Select financing programs are available to qualified borrowers using an ITIN rather than a Social Security number.
03
Foreign Nationals
Qualified international investors may access financing for U.S. investment properties using a valid passport and required documentation.
04
Business-Purpose Underwriting
Certain programs consider the property, cash flow, liquidity, experience and overall strength of the transaction—not only a traditional consumer borrower profile.
Different documentation. Different underwriting. More ways to build.